Disclaimer: This home affordability calculator is for informational purposes only and does not constitute financial, legal, or mortgage advice. The results are estimates based on general assumptions (e.g., 6% interest rate, 30-year fixed mortgage, 28% housing ratio, 36% debt-to-income ratio) and may not reflect your specific financial situation. Actual mortgage eligibility, interest rates, loan terms, and home affordability depend on factors such as credit score, down payment, property taxes, insurance, and lender requirements, which are not accounted for in this tool. Consult a licensed mortgage professional, financial advisor, or lender for personalized advice before making any home-buying decisions. Your Company Name is not responsible for any decisions or actions taken based on the results of this calculator. Interest rates and terms are subject to change without notice.